The Potential Risks of Same Day Settlement: What to Expect in 2024

The impending transition to T+1 settlement in the US has sparked deliberations regarding the potential for same-day settlement (T+0). Nevertheless, Coalition Greenwich has stated that the move to T+0 is currently not a workable option and carries potential unintended consequences.

In their recent report, they delineated eleven pivotal considerations for the upcoming year as the market undergoes substantial changes. The report revealed that less than one third of capital market professionals are prepared for the T+1 go-live date, indicating a lack of readiness for this transition.

Additionally, the report addressed the challenges linked with the shift to T+0 and underscored the necessity for thorough deliberation before any substantive actions are taken. Coalition Greenwich had previously conducted a study on data automation, disclosing that while current technology presents new opportunities, not all of these opportunities are currently advisable.

A significant factor highlighted in the report is the rise of central clearing, which has gained prominence amidst recent market volatility. It is anticipated that FX derivatives, US Treasuries, and Repo transactions will witness increased clearing moving forward, partially driven by the escalating cost of trading derivatives OTC due to uncleared margin rules.

Apart from clearing, another area of focus for 2024 is the continued expansion of trading venues. Examples encompass The London Stock Exchange Group (LSEG), ICE, Nasdaq, Tradeweb, and MarketAxess, which have been diversifying their offerings and acquiring various financial organizations.

The adoption of new technological advancements remains pivotal for both the buy- and sell-side of the market. Firms are increasingly amalgamating pre-built platforms with proprietary technology systems, underscoring the necessity for integration, scalability, and customisation.

Furthermore, workflow automation, as well as the adoption of blockchain technology in trading cryptocurrencies, is gaining precedence in capital markets. The report expounded on how traditional financial institutions are decisively venturing into production, signifying a growing interest in blockchain technology and its potential applications.

Moreover, the market is re-emphasizing its focus on artificial intelligence (AI) as data availability continues to expand. The report underscored the potential of generative AI in processing large volumes of information, streamlining data analysis, and ultimately empowering market participants to make more informed decisions.

As the market continues to evolve and adapt to technological advancements, 2024 is anticipated to be a momentous year for addressing pivotal industry inquiries and challenges. While the future remains uncertain, there is widespread concurrence regarding the need to vigilantly monitor the structural changes and trends that will shape the market in the imminent year.

In conclusion, while the potential for same-day settlement remains uncertain, there is a unanimous agreement on the necessity for cautious and strategic decision-making in response to ongoing developments in the market.

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